Welcome to the "css-institut.ch" website, a service provided by companies in the CSS Group ("Operators"). We are pleased that you are visiting us online.
In the section below we provide information about the terms of use and the disclaimer. By accessing the CSS websites, you declare your express consent to the following terms and the disclaimer and acknowledge their legally binding effect:
The purpose of these websites run by the Operators is to provide information about the companies in the CSS Group, their services and products. The websites do not constitute offers in the legal sense. They are directed exclusively at users who are resident in Switzerland.
The websites have been created with proper care and to the best of our knowledge and belief. Although they are checked and updated regularly, the Operators cannot guarantee that the information provided is accurate and complete. For binding information we refer to the applications, policies, regulations for insurance companies under the Swiss Federal Law on Health Insurance and the general conditions of insurance.
See Privacy Policy
Users visit the websites at their own risk. Insofar as it is permissible by law, the Operators exclude liability for losses of all kinds that arise from, or are connected with, use of the websites or from the electronic transfer of information.
Links to other websites and their content are not checked by the Operators. This content and the links are only provided to make the website more user-friendly and for information purposes. The Operators do not accept any responsibility for the content, the products and the services offered by these websites. Users bear sole responsibility for using links to other websites.
The entire content of CSS websites is protected by copyright and/or trademark law. It is permitted to download or print sections for private or internal use, provided legally protected designations are not removed. It is not permitted to use the content, in whole or in part, on electronic media, in written form or in any other way for public and/or commercial purposes without the written consent of CSS Kranken-Versicherung AG (representing the Operators). Any approval to use or download or print the CSS websites, or parts thereof, does not transfer or confer rights of any kind.
Should one or more provision(s) in these terms of use be or become ineffective, unlawful or unenforceable, this shall not affect the validity of the remaining provisions.
The Operators may add to their websites at any time or amend or delete information.
These terms and conditions may also be amended at any time without prior notification. For this reason, please consult this page each time you open one of the Operators' websites.
This page was last amended on August 16, 2011.
CSS Kranken-Versicherung AG
Tribschenstrasse 21
P.O. Box 2568
CH-6002 Lucerne
www.css.ch
In this Privacy Policy, CSS Versicherung explains how it uses the data that you leave behind when surfing on our website.
Confidential personal data that you send to CSS Versicherung through the forms on the www.css.ch website are transmitted in encrypted form using the latest technology and cannot be seen by third parties. The data received from you via the Internet is used for processing offers and, if applicable, for marketing purposes within the CSS Group.
The following data are saved in log files when accessing our websites:
These data form the basis for anonymous statistical analyses and are used to improve this website. They are handled confidentially and are not passed on to any third parties.
If the services of third parties are required to process your inquiry via the Internet or by phone, however, we will forward your data to a service partner engaged by us. By providing your data you authorize us to do this. This partner is bound by contract to CSS Versicherung and is subject to data protection requirements to the same extent as CSS Versicherung.
Our systems are protected against loss, misuse, fraud and unauthorized access. The security of our systems is under constant review, both internally and externally.
We use HTML/CSS, Java Script, Java and other elements.
Cookies are installed on your computer's hard drive when you visit our website, provided that you permit this. This enables faster access the next time you visit our website.
Normal e-mails that you send to CSS Versicherung are not encrypted and may be seen by third parties under certain circumstances. Since unencrypted e-mail exchanges are incompatible with an assurance of data security, CSS Versicherung excludes any and all warranty and liability.
If you have any further questions on how your personal data are handled or if you wish to request information, please contact the following by mail, attaching a copy of your official identity card:
CSS Versicherung
Data Protection Officer
Tribschenstrasse 21
P.O. Box 2568
CH-6002 Lucerne
This Privacy Policy may be amended at any time and adapted to any new data processing procedures. This Privacy Policy was amended most recently on August 16, 2011.